Track your wealth.
Fulfil your obligations.
Deenomics is the expense tracker built around your deen. Your transactions log themselves, your Zakat is calculated to the taka, and an AI coach that knows your numbers is there whenever you need it.
Assalamu alaikum
Jewel Rana
Total balance
৳ 4,82,650
৳85,000
৳31,240
৳53,760
Financial health
Up 6 points. Your needs-to-wants ratio improved this month.
+6 vs September৳ 12,066
Hawl 62% complete · Nisab ৳4,85,000
Recent activity
See allShwapno Grocery
Groceries · Need
−৳2,450
Salary — October
Income · Verified
+৳85,000
Sadaqah
Masjid fund
−৳1,000
- Languages, with full RTL
- 4Languages, with full RTL
- Zakat, worked out for you
- 2.5%Zakat, worked out for you
- Bank credentials ever asked for
- 0Bank credentials ever asked for
- AI coach, voice or chat
- 24/7AI coach, voice or chat
Six things most finance apps leave out
Deenomics was built for people who need their money tracked and their obligations met — not one or the other.
- 01
Zero data entry
Your transactions log themselves
Deenomics reads your bank SMS and payment notifications, drafts the transaction, and waits for one tap of approval.
- Bank SMS
- Notifications
- Voice entry
Read more - 02
Fard, handled
Zakat and Sadaqah, calculated correctly
Live Nisab thresholds, a Hawl cycle that tracks itself, and the 2.5% worked out across every asset you own.
- Nisab
- Hawl cycle
- Sadaqah log
Read more - 03
Guidance you can ask
An AI coach that knows your deen
Chat or speak. Ask why your spending drifted, what to do about a loan, or whether an earning is halal.
- Voice calls
- Chat
- Qur’an citations
Read more - 04
Niyyah to numbers
Goals worth saving for
Hajj, marriage, a home, your children’s education — each with a target, a date, and a monthly figure that is actually achievable.
- Hajj fund
- Marriage
- Education
Read more - 05
The full picture
Assets, liabilities, and a health score
One number for where you stand — built from what you own, what you owe, and how you have been spending.
- Net worth
- Health score
- Want vs need
Read more - 06
Knowledge, in context
The Islamic finance guide, built in
Riba, halal earnings, the rules of wealth, business ethics — plus a verse and a hadith each day.
- Riba
- Halal earnings
- Daily verse
Read more
Transaction inbox
3 drafts captured from your notifications
✉BRAC Bank
BDT 2,450.00 debited at SHWAPNO
✉bKash
You have received Tk 85,000.00
✉City Bank
BDT 1,299.00 spent at FOODPANDA
Nothing is saved until you approve it.
You will never type a transaction again — unless you want to
Every bank SMS and payment notification that reaches your phone is parsed into a draft: amount, merchant, category, account. Nothing enters your ledger until you approve it.
Parsed on your device
The message never leaves your phone to be read. No bank login, ever.
An inbox, not an autopilot
Drafts wait for you. Approve, edit the category, or discard.
Want or need, tagged
One tap sorts each expense, and the analytics do the rest.
Voice and photo entry
Say it out loud or snap the receipt when there is no SMS to catch.
Your Zakat, worked out to the taka
Nisab tracked against live gold and silver rates. A Hawl that starts, pauses and completes on its own. And 2.5% calculated across every asset you hold — with the working shown line by line.
Live gold & silver rates
Tracked automatically
Cash, gold, stock, property
PIN-locked and private
Zakat & Sadaqah
VAULTZakat payable
৳ 12,066
2.5% of ৳4,82,650 zakatable wealth
Above the ৳4,85,000 Nisab since 12 Muharram — Hawl is running.
Zakatable assets
Sadaqah this year
৳ 18,500
Zakat paid
৳ 0 / 12,066
An AI coach that has seen your numbers
Call it, message it, or send it a photo. Because it can see your real income and spending, the answers are about your money — and where a ruling is involved, it cites the source.
“Why did my expenses go up this month?”
“Is a car loan from this bank halal?”
“How much do I need to save monthly for Hajj in 2029?”
“Purify the interest I received last quarter.”
Available in English, বাংলা, العربية and اردو — it answers in whichever you use.
AI Coach
Online · knows your numbers
My expenses jumped this month. Where did it go?
Your spending rose ৳7,800 vs September. Two things moved:
Both are wants. Capping dining at ৳6,000 would put you back on track for your Hajj fund.
“And do not be extravagant. Surely He does not like the extravagant.”
Al-Qur’an, 6:141
Knowledge, right where the decision is made
A reference library written for people managing real money — not an academic text, and not a fatwa service.
Halal earnings
What makes an income permissible, and how to handle the parts that are not.
Riba
Where interest hides in everyday products, and the alternatives to reach for.
Rules of wealth
The principles that govern owning, growing, and spending money in Islam.
Zakat & Sadaqah
Who pays, on what, when — and the difference between the obligatory and the voluntary.
Business ethics
Contracts, partnerships, and trade conducted the way the Sunnah asks.
Daily verse & hadith
A short reminder on your home screen, every day.
وَأَقِيمُوا الصَّلَاةَ وَآتُوا الزَّكَاةَ“And establish prayer and give Zakat.”
Set up once, then let it run
Most people are finished in under five minutes and never open a spreadsheet again.
Your baseline
Monthly income৳85,000Accounts3Assets & liabilities5 logged✓Done in under 2 minutes
01Set your baseline
A short survey captures your income, your accounts, and what you already own and owe. Two minutes, once.
✉BRAC BANK · NOW
BDT 2,450.00 debited at SHWAPNO
Groceries৳2,450✕✓02Let it read your alerts
Every bank SMS becomes a draft transaction, waiting in your inbox. Approve or discard with one tap.
Financial health
Growingup 6 this month
Zakat due45 days৳ 12,066
03Act on what it tells you
Your health score, your goals, and your Zakat figure the day the Hawl completes — with the working shown.
Free to use. Premium when you want more.
Tracking, Zakat, and the guide are free forever. Premium unlocks unlimited AI and the deeper analytics — ৳299 a month, or ৳2,999 a year.
Free
৳0forever
See where your money actually goes.
- Income, expense, and savings tracking
- Automatic SMS and notification capture
- Zakat calculator and Sadaqah log
- Up to 3 financial goals
- 5 AI conversations a month
- Basic reports
Basic
৳1,499per year
About ৳125 a month, saving 16%
More room to think, without the full price.
- Everything in Free
- 50 AI conversations a month
- Up to 10 financial goals
- Export your data as PDF and CSV
- Ad-free experience
- Standard support
Premium
৳2,999per year
About ৳250 a month, saving 16%
Unlimited AI and everything unlocked.
- Everything in Basic
- Unlimited AI conversations and voice calls
- Unlimited financial goals
- Advanced analytics and enhanced insights
- Custom reports and multi-currency
- Priority support and early access
Family
৳5,999per year
About ৳500 a month, saving 17%
Full Premium for the whole household, on one bill.
- Premium for up to 5 family members
- A private Zakat vault for each person
- Shared household net-worth view
- Unlimited AI for everyone
- One bill, cancel any time
- Priority support
Prices shown in BDT. You are charged in your local currency at your app store's rate, and can move between plans at any time.
Want the full breakdown? Compare every feature
Things people ask first
No. Deenomics never asks for your banking credentials and never links to your account. It reads the SMS and push notifications your bank already sends to your phone, turns them into draft transactions, and waits for you to approve each one.
Your zakatable wealth — cash, bank balances, gold and silver, business stock, investments, and receivables — is measured against the current Nisab threshold. Once you cross it, the Hawl (lunar year) begins. When it completes, Deenomics shows 2.5% of the qualifying wealth as the amount due, with the working shown line by line.
Your data is encrypted in transit and at rest, and the Zakat Vault and Secret Vault sit behind a PIN separate from your device unlock. We do not sell data and we do not share it with advertisers.
English, বাংলা, العربية and اردو, with right-to-left layout for Arabic and Urdu. The AI coach responds in whichever language you write or speak in.
Yes. Transactions, goals, and vault entries are stored on your device and sync the next time you are online. The AI coach is the one feature that needs a connection.
Still stuck? Talk to support or email support@deenomics.com.
Start managing your wealth the halal way
Free to download. No bank credentials, no ads in the way, no spreadsheets. Just a clear view of your money and your obligations.