Every part of your money, accounted for
Six pillars, one app. Tracking that runs itself, obligations that calculate themselves, and guidance you can actually ask questions of.
- 01
Zero data entry
Your transactions log themselves
Deenomics reads your bank SMS and payment notifications, drafts the transaction, and waits for one tap of approval.
- Bank SMS
- Notifications
- Voice entry
Read more - 02
Fard, handled
Zakat and Sadaqah, calculated correctly
Live Nisab thresholds, a Hawl cycle that tracks itself, and the 2.5% worked out across every asset you own.
- Nisab
- Hawl cycle
- Sadaqah log
Read more - 03
Guidance you can ask
An AI coach that knows your deen
Chat or speak. Ask why your spending drifted, what to do about a loan, or whether an earning is halal.
- Voice calls
- Chat
- Qur’an citations
Read more - 04
Niyyah to numbers
Goals worth saving for
Hajj, marriage, a home, your children’s education — each with a target, a date, and a monthly figure that is actually achievable.
- Hajj fund
- Marriage
- Education
Read more - 05
The full picture
Assets, liabilities, and a health score
One number for where you stand — built from what you own, what you owe, and how you have been spending.
- Net worth
- Health score
- Want vs need
Read more - 06
Knowledge, in context
The Islamic finance guide, built in
Riba, halal earnings, the rules of wealth, business ethics — plus a verse and a hadith each day.
- Riba
- Halal earnings
- Daily verse
Read more
Your transactions log themselves
Every bank alert and wallet notification that lands on your phone is parsed into a draft transaction — amount, merchant, category, account. Nothing is saved until you approve it from the inbox, so your ledger stays accurate without you ever opening a spreadsheet.
- Bank SMS and payment notifications parsed on device
- A review inbox — nothing is recorded without your approval
- Manual, voice, and photo entry whenever you prefer
- Works offline and syncs when you reconnect
Transaction inbox
3 drafts captured from your notifications
✉BRAC Bank
BDT 2,450.00 debited at SHWAPNO
✉bKash
You have received Tk 85,000.00
✉City Bank
BDT 1,299.00 spent at FOODPANDA
Nothing is saved until you approve it.
Zakat and Sadaqah, calculated correctly
Deenomics watches your zakatable wealth against the current gold and silver Nisab, starts the Hawl the moment you cross it, and tells you the exact amount due and the day it falls. Sadaqah, purification of doubtful income, and your payment history live in the same PIN-locked vault.
- Nisab tracked against live gold and silver rates
- Hawl cycle starts, pauses, and completes automatically
- Cash, bank, gold, business stock, investments, property
- Sadaqah log and income purification, kept private
Zakat & Sadaqah
VAULTZakat payable
৳ 12,066
2.5% of ৳4,82,650 zakatable wealth
Above the ৳4,85,000 Nisab since 12 Muharram — Hawl is running.
Zakatable assets
Sadaqah this year
৳ 18,500
Zakat paid
৳ 0 / 12,066
An AI coach that knows your deen
The coach sees your real numbers, so the answers are about your money, not generic advice. Ask it out loud on a call, type at midnight, or send a photo of a receipt. Answers come with Qur’an and Hadith citations where a ruling is involved.
- Voice calls, chat, and photo questions
- Answers grounded in your actual income and spending
- Qur’an and Hadith citations on rulings
- Speaks English, বাংলা, العربية and اردو
AI Coach
Online · knows your numbers
My expenses jumped this month. Where did it go?
Your spending rose ৳7,800 vs September. Two things moved:
Both are wants. Capping dining at ৳6,000 would put you back on track for your Hajj fund.
“And do not be extravagant. Surely He does not like the extravagant.”
Al-Qur’an, 6:141
Goals worth saving for
Pick a goal type, set the amount and the deadline, and Deenomics works backwards to the monthly contribution. Progress updates as money moves, and the app tells you early when a target is slipping rather than at the end of the year.
- Hajj fund, marriage, home, car, education, retirement
- Monthly contribution worked out from your target date
- Top up from any account in a couple of taps
- Early warning when a goal starts to slip
Assalamu alaikum
Jewel Rana
Total balance
৳ 4,82,650
৳85,000
৳31,240
৳53,760
Financial health
Up 6 points. Your needs-to-wants ratio improved this month.
+6 vs September৳ 12,066
Hawl 62% complete · Nisab ৳4,85,000
Recent activity
See allShwapno Grocery
Groceries · Need
−৳2,450
Salary — October
Income · Verified
+৳85,000
Sadaqah
Masjid fund
−৳1,000
Assets, liabilities, and a health score
Log property, vehicles, investments, gold, and business holdings on one side; loans, credit, and dues on the other. The financial health gauge turns the gap between them into a single reading, from Risk through to Growing, and explains what moved it.
- Assets and liabilities in one net-worth view
- Financial health score with a plain-language reason
- Want vs need tagging on every expense
- Monthly reports exportable to PDF and CSV
Assalamu alaikum
Jewel Rana
Total balance
৳ 4,82,650
৳85,000
৳31,240
৳53,760
Financial health
Up 6 points. Your needs-to-wants ratio improved this month.
+6 vs September৳ 12,066
Hawl 62% complete · Nisab ৳4,85,000
Recent activity
See allShwapno Grocery
Groceries · Need
−৳2,450
Salary — October
Income · Verified
+৳85,000
Sadaqah
Masjid fund
−৳1,000
The Islamic finance guide, built in
A reference library written for people managing real money: what makes an earning halal, how riba shows up in ordinary products, the rules that govern wealth in Islam, and how to plan without falling into them. A daily verse and hadith sit on your home screen.
- Halal earnings, riba, and the rules of wealth
- Zakat and Sadaqah explained end to end
- Islamic business ethics and financial planning
- Daily verse and hadith wisdom
AI Coach
Online · knows your numbers
My expenses jumped this month. Where did it go?
Your spending rose ৳7,800 vs September. Two things moved:
Both are wants. Capping dining at ৳6,000 would put you back on track for your Hajj fund.
“And do not be extravagant. Surely He does not like the extravagant.”
Al-Qur’an, 6:141
See it working on your own numbers
Download Deenomics, connect nothing, and watch your first week of spending organise itself.